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Money lenders strive to perform a service for a profit. The service is being a lender that loan money to borrowers for a sufficient enough of a spread to cover the cost of business. There are many faucets to the money lending industry. Payday loans tend to be the most recognize of money lenders. Money lenders such as these offer there money at high rates of return unsecured in many instances or without collateral. Many states regulate these loan money lenders aggressively and passively depending upon the state. Hard money lenders make secure money loans typically to real estate developers and real estate investors. The rates and fees on these money loans are high to offset and perhaps partially reduce market, interest, and investment risk. Hard money lenders will always have a place in the financial marketplace and as money loans become to more resemble business loans the  business of the money lender goes on!


Lloyd C



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